Buy Verified Wise Account

The Wise Personal Account is perfect for individuals looking to manage their personal finances on a global scale. Whether you need to send money to loved ones abroad, pay for goods and services in another currency, or receive international payments, a Wise Personal Account is a hassle-free way to get started.

• Multi-currency account: Hold and manage over 50 different currencies in one place.
• Real exchange rates: Wise uses the mid-market rate, which means no hidden markups or inflated exchange rates.
• Low fees: Wise is renowned for its transparent, low-fee structure, saving you money compared to traditional banks.
• Ease of use: Whether you're using the Wise mobile app or web platform, transferring and managing money is a breeze.
• Wise debit card: Get a debit card linked to your Wise account, allowing you to spend in any currency without additional fees.

• Freelancers and remote workers: Easily receive payments from clients in different currencies.
• Expats: Manage your finances while living abroad, send money home, and make local transactions easily.
• Travelers: Hold multiple currencies and access your money on the go, without worrying about expensive exchange rates or hidden fees.
• Students studying abroad: Keep your finances organized while studying in a foreign country and avoid costly fees.

Running a business that operates across borders comes with its own set of challenges—managing payments in multiple currencies, paying international suppliers, and receiving payments from global clients. The Wise Business Account is designed specifically to cater to these needs, helping businesses simplify and streamline their international financial operations.

• Multi-currency account: Hold and convert funds in over 50 currencies, allowing businesses to pay suppliers, employees, and partners around the world without hassle.
• Batch payments: Pay up to 1,000 people or invoices in one go, saving time and reducing the administrative burden.
• Xero integration: Sync your Wise Business Account with accounting software like Xero, making it easier to manage finances and automate processes.
• International banking details: Get local bank details (such as IBAN, routing numbers, etc.) in multiple currencies, allowing you to receive payments just like a local.
• Lower fees: Traditional business banking fees can be exorbitant, but Wise Business helps you save money with transparent, low-cost fees.

• Small and medium-sized businesses (SMBs): Perfect for businesses that need to pay suppliers or receive payments in different currencies, helping them save on fees and reduce payment times.
• Freelancers and contractors: Make global business operations more efficient with a business account that allows for invoicing and multi-currency management.
• E-commerce businesses: Selling products internationally? A Wise Business Account makes receiving payments from customers around the world much simpler.
• Startups: Wise offers an affordable and easy-to-manage solution for new businesses that need to operate globally from the get-go.

One of the standout features of Wise is the Multi-Currency Account, which allows users to hold, manage, and convert between multiple currencies. This feature is available to both personal and business users, giving them the flexibility to manage money across borders seamlessly.

• Over 50 currencies: Hold and convert between more than 50 currencies, from the US dollar to the British pound, Euro, Japanese yen, and many others.
• Instant conversions: Easily switch between currencies with just a few taps, at the real exchange rate, with low conversion fees.
• Spend with your Wise card: Use your Wise debit card to spend directly from your multi-currency account in any local currency.
• Receive payments in local currencies: With local banking details, you can receive payments in multiple currencies as if you were a local resident.

• Frequent travelers: Hold and manage multiple currencies to make traveling easier and more cost-effective.
• Expats and remote workers: Get paid in various currencies and convert them without worrying about losing money to high fees or bad exchange rates.
• Global businesses: Manage cash flow in different currencies and pay suppliers or employees in their local currency.

The Wise Joint Account allows two people to manage their finances together, whether you're partners, family members, or friends. This account is especially useful for couples or roommates living abroad, families sending money home, or anyone who needs to share financial responsibilities with someone else across borders.

• Shared control: Both account holders have equal access and control over the account, making it easy to manage shared finances.
• Multi-currency: Just like individual Wise accounts, the joint account allows you to hold, convert, and spend in multiple currencies.
• Easy transfers: Send and receive money between each other or to external accounts with ease and at low fees.
• Split payments: Perfect for managing shared expenses, such as rent, utilities, or travel expenses, without the hassle of using different banking systems.

• Couples: Manage shared expenses while living abroad, or send money to each other while traveling.
• Roommates: Simplify the process of splitting bills and other shared expenses.
• Families: Send and receive money from family members abroad, especially useful for parents supporting children studying overseas or for shared family savings goals.

The Wise Borderless Account is an all-in-one account that breaks down the barriers of traditional banking, allowing you to manage your finances seamlessly across borders. With a Borderless Account, users can hold and manage multiple currencies, send and receive international payments, and use a single account to operate across various financial systems.

• Local bank details: Receive local account details (such as IBAN or SWIFT codes) in various countries, including the US, UK, Eurozone, and Australia, allowing you to receive payments as if you were a local resident.
• Low-cost international transfers: Send money internationally with low fees and at the real exchange rate.
• Multi-currency management: Hold, convert, and spend in multiple currencies with ease, thanks to the integrated multi-currency account.
• Debit card integration: Use the Wise debit card to spend globally without additional fees or bad exchange rates.
• No hidden fees: All fees are transparent, and you always get the mid-market exchange rate.

• Freelancers and entrepreneurs: Perfect for individuals who need to receive payments from clients or pay suppliers across different countries and currencies.
• Global businesses: Manage payroll, supplier payments, and customer transactions with ease, using local bank details for multiple regions.
• Digital nomads: A Borderless Account is the ideal solution for people who live and work internationally, allowing them to manage finances as if they had a local bank account in multiple countries.
• Expats: Simplify banking while living abroad, with the ability to receive payments, pay bills, and manage finances in your home currency and the local currency.

For businesses and developers who need to integrate Wise's powerful international payment capabilities into their platforms or applications, Wise offers an API (Application Programming Interface) that allows for seamless integration.

• Automated payments: Set up and manage international payments programmatically, reducing manual errors and streamlining operations.
• Real-time exchange rates: Access Wise’s real-time exchange rates directly through the API, ensuring your customers or business always get the best deal.
• Multi-currency payments: Automate payments in multiple currencies with ease, reducing the complexity of managing international transactions.
• Batch payments: Use the API to send batch payments, saving time and administrative overhead for businesses handling large volumes of international transactions.

• Developers: Ideal for developers building applications that require international payment functionalities.
• E-commerce platforms: Integrate Wise’s API to enable customers to pay in their preferred currency, with low fees and real exchange rates.
• Businesses with international payroll: Simplify the process of paying employees across different countries by automating the process with Wise’s API.
• Fintech companies: Add Wise’s international payment features to your platform, offering your users an easier way to manage global transactions.

For non-profits and charitable organizations, managing donations and funds from multiple countries can be complex and costly. Wise for Non-Profits provides a solution, helping organizations receive international donations and manage funds more efficiently and with fewer fees.

• Multi-currency donations: Receive donations in multiple currencies and convert them at the real exchange rate, minimizing losses due to bad exchange rates.
• Local bank details: Set up local banking details to make it easier for donors to send funds from different countries.
• Low fees: Wise’s transparent and low-fee structure helps ensure more of the funds go to the cause, rather than being lost to high banking fees.
• Batch payments: Send batch payments to employees, suppliers, or beneficiaries in multiple countries, simplifying the process of distributing funds.

• Non-profit organizations: Ideal for charitable organizations that need to receive and manage donations from around the world.
• International aid organizations: Simplify the process of sending funds to beneficiaries in multiple countries, reducing the administrative burden and costs.

Wise stands out as a pioneer in modern finance, offering individuals, businesses, and non-profits the tools to manage their money efficiently across borders. With its transparent fee structure, real exchange rates, and user-friendly platform, Wise is trusted by millions around the world to simplify international banking.

Whether you're an individual looking to manage personal finances globally, a business expanding into new markets, or a non-profit supporting international causes, Wise has the account type that’s right for you. By eliminating hidden fees, offering real exchange rates, and making international banking accessible to everyone, Wise is revolutionizing the way we manage money in a connected world.

1. Global Multi-Currency Account: Wise allows users to hold and manage over 50 currencies in one account.
2. Real Exchange Rates: Wise uses the mid-market exchange rate, which is the fairest and most transparent rate, with no hidden markups.
3. Low Fees: Wise offers some of the lowest fees in the industry for international transfers, often cheaper than traditional banks.
4. Fast Transfers: Many transfers are completed within hours or even minutes, making Wise an efficient option for quick payments.
5. Local Bank Details: Users can get local account details in major currencies like USD, EUR, GBP, AUD, and others, allowing them to receive payments as if they had a local bank account in those countries.
6. Simple Sign-Up Process: Opening a Wise account is quick and easy, requiring basic identification documents for verification.
7. No Monthly Fees: Wise doesn’t charge monthly maintenance fees, making it cost-effective for users who want a low-cost banking solution.
8. Easy Currency Conversion: You can convert between currencies with just a few clicks, using the real exchange rate and transparent conversion fees.
9. Business-Friendly: Wise provides business accounts with features like batch payments, integration with accounting software, and the ability to receive global payments with ease.
10. API Integration: Businesses can integrate Wise’s API into their platforms for automated global payments.
11. Batch Payments: Wise allows users to send multiple payments at once, perfect for businesses managing payroll or supplier payments.
12. Account for Freelancers: Freelancers can easily invoice clients from around the world and get paid in local currencies.
13. Expat-Friendly: Expats can manage their finances across borders, sending money home, and receiving local payments with ease.
14. Support for Remote Workers: Remote workers can receive payments in different currencies without excessive fees.
15. Payment Requests: Users can request payments from others in any currency, simplifying global payments for goods or services.
16. Send to Multiple Countries: Wise supports sending money to over 80 countries worldwide.
17. Transparency: Wise is known for its clear, transparent fee structure, so you know exactly what you’re paying for each transaction.
18. Regulation and Security: Wise is regulated by financial authorities in several countries, ensuring that your money is safe and secure.
19. Mobile App: Wise offers a powerful mobile app that allows you to manage your account, make transfers, and monitor your balances on the go.
20. Notifications and Alerts: Get real-time notifications for your transactions, so you always know the status of your money.
21. Instant Balances: You can view your currency balances instantly, making it easy to manage your money in real time.
22. Currency Hold Limits: While you can hold many currencies, Wise places some limits on how much you can hold in certain currencies for regulatory reasons.
23. Transaction History: Detailed records of all your transactions are stored, allowing you to keep track of your finances.
24. Borderless Experience: Wise offers a “borderless” experience, helping users operate across countries without needing separate bank accounts.
25. Customer Support: Wise provides customer support via email and chat, helping users resolve any issues with their accounts or transfers.
26. Secure Login: Wise accounts are protected by two-factor authentication (2FA), enhancing account security.
27. Direct Debit Support: In some countries, you can set up direct debits from your Wise account for bills and subscriptions.
28. Receive Payments in EUR: Users can receive payments in Euros through their Wise account using an IBAN.
29. Receive Payments in USD: Wise provides users with a US bank account to receive payments in dollars.
30. Receive Payments in GBP: You can receive British pounds into your Wise account with local UK bank details.
31. No Hidden Fees: Wise is transparent about all its fees, so you’re never surprised by hidden costs.
32. Hold and Transfer JPY: You can hold and transfer Japanese yen, making it easy to send money to or from Japan.
33. Hold and Transfer CAD: You can hold and transfer Canadian dollars with ease, perfect for transactions in North America.
34. Receive Payments in AUD: Wise offers local account details in Australian dollars for payments in and out of Australia.
35. Multi-Currency Balances: You can hold balances in multiple currencies simultaneously, helping you manage funds across countries.
36. Financial Freedom: Wise enables financial freedom by providing borderless banking services for global users.
37. Faster Global Payments: Thanks to local bank partnerships, many Wise payments are processed faster than traditional wire transfers.
38. Transparency in Exchange Rates: Unlike traditional services, Wise provides the exact rate you see on Google or Reuters.
39. Ideal for Digital Nomads: Wise is an excellent solution for digital nomads who need to manage money while living and working in multiple countries.
40. Wise vs. Traditional Banks: Wise is up to 8x cheaper than traditional banks for sending money abroad.
41. Low Conversion Fees: Currency conversion fees are very low, typically a small percentage of the amount being converted.
42. Debit Card Integration: Your Wise card is linked to your Wise account, allowing you to spend in any currency in your account.
43. Swift Transfers: Wise enables faster transfers to many countries, usually taking less than 24 hours.
44. Affordable for Businesses: Wise business accounts are ideal for small and medium-sized enterprises (SMEs) that need low-cost international payments.
45. Charitable Organizations: Wise is often used by non-profits to send funds to projects in other countries with minimal fees.
46. Save on International Purchases: Wise users can save money when shopping online internationally due to its real exchange rates and low fees.
47. Freelance Payments: Freelancers can accept payments from clients in multiple currencies without incurring large conversion fees.
48. Student-Friendly: International students can easily manage tuition payments and living expenses while studying abroad.
49. Receive Payments from Platforms: Wise is compatible with platforms like PayPal and Stripe for receiving payments.
50. Connect with Accounting Software: Integrate your Wise account with accounting tools like Xero for simplified bookkeeping.

1. Global Debit Card: The Wise card works like a debit card and can be used anywhere Mastercard is accepted.
2. Multi-Currency Spending: You can spend directly from your Wise multi-currency account in any currency you hold, with no extra fees.
3. Real Exchange Rate for Spending: When spending in a currency you don’t have, Wise converts your money at the real exchange rate, with a small conversion fee.
4. ATM Withdrawals: Wise allows free ATM withdrawals up to a certain limit each month; after that, a small fee applies.
5. Contactless Payments: The Wise card supports contactless payments, making it easy and convenient to use.
6. Accepted Globally: The Wise card is accepted by millions of merchants worldwide, including online stores and physical retailers.
7. Low ATM Fees: Beyond the free withdrawal limit, Wise charges very low fees for ATM withdrawals, usually cheaper than traditional banks.
8. Spend with No Hidden Fees: Unlike many international cards, the Wise card has no hidden fees for international transactions.
9. Multiple Currency Wallets: You can hold multiple currencies in your Wise account, and the card will automatically use the right one when spending.
10. Secure Transactions: The Wise card uses advanced security features like 3D Secure and chip-and-PIN technology.
11. Manage Card via App: You can control your Wise card through the Wise app, including freezing and unfreezing the card in case of loss.
12. Add to Digital Wallets: The Wise card is compatible with digital wallets like Apple Pay and Google Pay.
13. Use for Online Purchases: The Wise card is perfect for making online purchases in different currencies without incurring high fees.
14. Fee-Free Foreign Spending: Spend in the local currency without paying extra charges for currency conversion.
15. Travel-Friendly: Wise is an ideal card for travelers, helping them avoid the hefty foreign transaction fees of traditional cards.
16. International Dining: Use the Wise card at restaurants worldwide, paying in the local currency for maximum savings.
17. Subscription Payments: Set up recurring payments or subscriptions with your Wise card in any currency.
18. No Annual Fees: The Wise card doesn’t come with annual fees, making it a cost-effective option for everyday use.
19. Multi-Currency Travel Card: Wise serves as a great travel card, allowing users to spend without needing to convert money before their trip.
20. Save on Hotels and Flights: Booking international hotels or flights with a Wise card helps you save on exchange rates and fees.
21. Easy Card Top-Up: Add money to your Wise card instantly by transferring funds from your Wise balance.
22. Real-Time Notifications: Get real-time alerts for every transaction made with your Wise card.
23. Control Spending: Set daily or monthly spending limits to better control your spending habits while using the Wise card.
24. No Hidden FX Fees: Wise is upfront about all currency exchange fees, unlike traditional banks that hide fees in bad exchange rates.
25. Dynamic Currency Conversion Avoidance: With the Wise card, avoid dynamic currency conversion fees imposed by some merchants.
26. Low-Cost for Business Travel: Businesses can issue Wise cards to employees for expense management during international travel.
27. Perfect for Cross-Border E-commerce: If you shop online in different currencies, the Wise card offers an excellent solution for reducing fees.
28. Card Freeze Feature: Instantly freeze your card if it is lost or stolen, protecting your funds from fraudulent transactions.
29. Customizable PIN: Set or change your card PIN anytime through the Wise app.
30. Travel Budgeting: Use the Wise card to track your travel spending and stay within your budget while abroad.
31. Instant Currency Conversion: Convert your money between currencies instantly in the Wise app for use with your card.
32. No Overdrafts: The Wise card is a debit card, so you won’t risk going into overdraft or being charged overdraft fees.
33. Split Payments: Use your Wise card to split expenses with friends or family while traveling, eliminating the need for multiple transactions.
34. Fraud Protection: Wise monitors your card for fraudulent activity, helping keep your funds safe.
35. Customer Service: Wise provides 24/7 support for cardholders, ensuring that any issues are quickly resolved.
36. Send Money with Card Balance: You can send money directly from your Wise card balance to other Wise accounts or bank accounts.
37. Supports Multiple Countries: The Wise card is available in many countries and regions, including the US, UK, Europe, and Australia.
38. High Withdrawal Limits: Depending on your location, Wise offers high ATM withdrawal limits.
39. Spend like a Local: When traveling, you can spend like a local with no additional conversion costs.
40. Multiple Cards per Account: Wise allows users to order multiple cards for family members or business employees.
41. Accepted in Multiple Currencies: Whether you're paying in dollars, euros, or yen, the Wise card accepts payments in multiple currencies without conversion fees.
42. Available for Personal & Business Accounts: Both personal and business Wise accounts offer access to the Wise debit card.
43. Easily Switch Currencies: If you don’t have enough balance in one currency, Wise will automatically switch to another currency for the payment.
44. Track Spending in Real-Time: Wise provides instant transaction tracking and notifications, so you can monitor your spending habits.
45. No Minimum Balance: Unlike some banks, Wise doesn’t require a minimum balance to use the card.
46. Use at ATMs Worldwide: Withdraw cash from ATMs worldwide with low fees and fair exchange rates.
47. Environmentally Friendly: Wise debit cards are made from eco-friendly materials, contributing to a sustainable banking experience.
48. Perfect for Digital Nomads: Wise offers a flexible financial solution for those who live and work across borders.
49. Cross-Border Freelancers: Freelancers can use their Wise card to access payments in any currency, converting it into local funds without extra charges.
50. Global Payment Capabilities: The Wise card is ideal for global travelers, professionals, and businesses, offering borderless payments with low fees and real-time exchange rates.